Accounts Receivable Funding
Funding That Moves As Fast As You Do
Unlock capital from unpaid invoices without waiting weeks to get paid. Access fast funding, flexible funding options, and a true partner built to keep your business moving.
Waiting To Get Paid Shouldn’t Slow Down Your Business
When cash is tied up in receivables, it becomes harder to cover payroll, take on new demand, buy inventory, or keep operations moving. You’re battling…
Slow Customer Payments
Waiting 30, 60, or 90 days to get paid can create unnecessary pressure on your cash flow.
Growth Without Capital
New orders, larger contracts, and seasonal demand can stretch your business before revenue catches up.
Rigid Bank Financing
Traditional lenders often move too slowly and make it harder to access the working capital you need.
Flexible Funding Built Around Your Receivables
Alterna provides accounts receivable financing and invoice funding that helps your B2B business access cash faster. Instead of waiting on unpaid invoices, you can unlock cash tied up in invoices and use it to keep your business moving, growing, and responding to new opportunities.
Faster Access to Cash
Once approved, we fund invoices same day.
Flexible Funding Options
Choose which invoices to fund based on your business needs.
Better Cash Flow
Use accounts receivable funding to support payroll, inventory, materials, and growth.
Partnership Beyond Funding
Get support from a team who will guide, advise, and fuel growth every step of the way.
More Than Funding, A Partner In Every Move
Our money is as green as everyone else’s — but the people backing your business, the partnership we build, and the speed at which you get it? That’s the difference.
No matter your size, you set the pace and we provide the push.
Speed
Banks can take weeks. Alterna can approve in 48 hours and fund same day.
Flexibility
Stay in control with the ability to fund the invoices that make the most sense for your business.
Partnership
We guide, advise, and support smarter funding decisions as your needs evolve.
Funding Solutions Designed To Strengthen Cash Flow
Accounts receivable financing is the core of what we do, supported by services that improve visibility, reduce friction, and help you manage receivables more effectively.
Credit Research
Understand customer risk, identify potential late payers, and make more informed credit decisions.
Cash Application
Track payments, reconcile receivables, and maintain visibility into your cash flow.
Collection Support
Improve collections while protecting important customer relationships.
Partnering With B2B Businesses Across Industries
Alterna supports businesses that sell to other businesses, invoice for payment, and need more reliable access to working capital.
Wholesale
Fund inventory purchases & keep shipments moving without delay.
Manufacturing
Cover materials, labor, and production costs before customer payments arrive.
Large Fleet Transportation
Keep your fleet operations on schedule with fuel and payroll.
Retail
Replenish inventory faster and avoid missing sales opportunities.
Agriculture
Access working capital to manage seasonal demand and keep products moving.
Oil & Gas
Fund projects without letting delayed payments slow field operations.
IT Services
Support project teams and delivery timelines with steadier cash flow.
Government Contracting
Bridge payment gaps so completed contract work can keep moving forward.
Healthcare
Maintain care continuity with funding built around receivables.
Real Funding. Real Business Impact
See how Alterna helps businesses unlock working capital and maintain momentum.
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$3M Funding Injection Saves Payroll for Texas Energy Provider
When a lender’s sudden refusal to expand a credit line threatened critical equipment and payroll needs, a Texas oilfield provider turned to an agile funding alternative.
Built To Support Businesses For The Long Haul
We combine responsive service with the scale, experience, and stability you need in a funding partner. It’s how we solve your immediate cash flow needs, while supporting long-term growth.
Credible Paychex Backing
Backed by the strength and credibility of Paychex, Alterna gives you confidence with a stable, trusted partner.
Proven Staying Power
Alterna supports your business at different stages, from growing companies to larger organizations with complex receivables needs.
Partnerships That Grow With You
Build a long-term relationship with us—many of our clients stay for 2+ years as their needs evolve.
Nationwide, Across Industries
We work with your B2B business in transportation, manufacturing, wholesale, retail, and other invoice-driven sectors.
“Exceptional Support”
Alterna has been instrumental in helping us manage our cash needs as a small business and provides exceptional support!”
Abby B.
SadieB Personal Care
Ready To Move Faster?
If your business needs faster, more flexible access to working capital, Alterna is ready to help.
